Financial Health

Benjamin Franklin is quoted saying that “You should beware of small expenses because a small leak will sink a great ship”. This reality never downs on most of us but it has profound implications when it comes to your personal finances. Take for instance the heated ongoing debate about the housing levy targeting employee payslips […]

Many of us underestimate the power of our thoughts, yet even the Holy Scriptures warn us of this potent power. I have consistently explained the need for the right attitude towards money and wealth. Psychology clearly documents that the things that are deeply held in our minds eventually get transmuted into their physical form. Effectively,

One of the realities in Kenya today is the hard economic times. Only very high net-worth individuals may not be feeling this pain. Unfortunately, this is a very small minority in the country. As if it was not painful enough, the government is loading an extra burden on employed people through more taxes proposed in

We are living at an age where people are willing to do anything to get money without work. The problem has been complicated by the emergence of all sorts of religious teachings that commonly promote a view that there is a ‘god’ somewhere who can rain money from the skies. The theatrics some religious leaders

For those who follow this page closely, you are already aware I have been reading Morgan Housel’s Psychology of Money book that I finished this past week. A central theme in this entire book is that the world we live in is very complex. But more importantly, the world of money is particularly difficult for

One of the most difficult concepts in the world of money is appreciating your financial journey as very personal. The reason why this is so is that we are all in a way entangled in a family where we either grew up or our very own family. Drawing the cut-off line as to where your

This Easter weekend I started reading Morgan Housel’s book on the Psychology of Money. I have not yet gone too far, but am intrigued by it basic concept that keeping money is not the same as making money. I have shared this severally on this page before. But in this article, I want to demystify

The greatest lie that I was made to believe while growing up in my village of origin is that rich people are misers as a matter of necessity. We had a term for them in my local dialect. The tragedy of this misinformation was that we grew up despising money and wealth for we did

The hardest part of setting yourself into financial freedom and success is ironically the beginning point. This is the point of decision and commitment to walk the narrow path that only very few people ever get to walk. For instance, does it not sound crazy to make a commitment to save or grow into a

I know I have addressed this subject before in one of my older posts for those who dutifully follow my page. But the subject of planning for a time when you shall not be able to actively work for money cannot get old. It cannot also be exhaustively addressed in a single short article. Today