The ongoing debate on the need to establish a new tax towards an unemployment benefit fund is brewing a real storm among the employed public.  For those without a blue-collar job (formal employment) to be victims of this tax it may sound like sweet music, the same way the Housing Levy has been to them. […]

There is really no one who does not harbor a certain level of fear when it comes to the future and their finances. Our childhood and past experiences play a significant role when it comes to how we respond to or handle these fears. For some, it is a motivator to confront it while for

Farmers are some of the most patient people in the world. Their trade is based on faith, patience and resilience. When they plant seeds, they do have faith that the seeds will germinate, grow and eventually fruit. They patiently nurture the young crop until it is able to mature, show flowers and eventually turn into

It is without a doubt that the Kenyan people are among the most religious in the world. By extension, Africa is probably the most religious continent the world over. But after 6 decades of self-rule, it remains one of the poorest and most corrupt. It is only in Africa, where the Black Tax is a

We are living in times when there are a lot of show-offs all over. Social media has made life very complicated these days. It is easy to imagine that you are the only one not doing as well financially among friends, colleagues and family. Social media is a wash with all sorts of flashy and

In the past few days, many Kenyans have lined up to sign for the Worldcoin in the name of cashing about US$50, currently about KES7,000. The Worldcoin joins many other cryptocurrency scams that have cost Kenyans billions so far. Last year,  in June 2022, which is just about 12 months ago, another cryptocurrency dealer called

This is one of the time-honored principles throughout human civilization –yet very few people ever get to actualize it. Personal financial experts & coaches talk about it every day, many of the finance books written have it.   Just why is it that soo many people never get it in their lifetime? Is there something about

Imagine if there was a place in the world where someone could pay some US$15,000, starting with a deposit of US$1000 and probably pay the balance in two instalments within 3 months. Then within a year, you get paid back at least a minimum of US$10,000 per year, with unlimited highly subsidised holiday travels around

Available data shows that the majority of people never go beyond average incomes to join the top cream of high-net-worth individuals. A small minority get to the level they are able to enjoy some basic comforts above the majority poor. This cycle is repeated from one generation to another. The question one is left to

Today I start with a quote from Theodore Roosevelt in 1899: ‘It is far better to dare mighty things, to win glorious triumphs, even though checkered by failure than to take rank with those poor spirits who neither enjoy much nor suffer much because they live in the grey twilight that knows not victory, nor