When we talk of financial literacy many assume it is just about counting money, doing a simple budget or just saving. It is much more than that. Many people would know about the three parameters above but are not necessarily financially literate. It makes a lot more difference when you have a good understanding of […]

It is that time of the year again when terrible financial mistakes with far-reaching consequences for many days to come are made. For most people, these mistakes are followed by regrets, tears and new resolutions never to repeat the same blunders in the new year. But the same cycle is repeated over and over again. 

It is without a doubt these are difficult days for most people and businesses. The bad policies of the government coupled with external factors have made things very difficult for households. It is quite unfortunate employers are declaring redundancies each day without knowing who shall be the next victim.  Yet history tells us it is

Have you ever heard of leeches? The Cambridge Dictionary defines it as a type of worm that lives in wet places and fastens itself onto the bodies of humans or animals to feed on their blood. Those who have ever taken livestock for grazing in the villages would better understand how this thing is a

On 13th November 2023, the government’s last-minute declaration of the day as a public holiday to plant trees turned out to be a massive success and fun too. If the accounts on social media are anything to go by, then this was a great idea. Nature has also been gracious that the week is full

It is very easy to get mental disorientation on account of the changes in the price of literary everything in this country. When everyone thought we had hit the ultimate peak, the government just woke up and decided that now you have to pay more by between 50% – 200% for every single government service

We are creatures of habits that over time get automated in our body’s operating system. That is why you drive a car without thinking, ride a bicycle with no mental effort or do the same things before you sleep or immediately after you wake up in the morning. Once these habits get automated into your

It is now official the government is raiding our pay slips further with the proposed revised healthcare charges. For those in formal employment, this would be anything up to about Sh.5,000 per month. If in the informal sector, you’ll still be required to pay a minimum of about Sh.300. I do not have to explain

Life can fly away within fleeting seconds. This past week, I lost not only a friend but my roommate in college. He was the only guy we shared a room for the entire duration I used shared rooms in college. As fate would have it, it all came to nought in a matter of seconds

We all love money as human beings. That’s just our human nature. The problem is that not everyone wants or is willing to put the energy, the sacrifice and if need be suffer the pain of earning and keeping money.  Given an opportunity, all of us including myself will go for the easiest route to