In the past few days, many Kenyans have lined up to sign for the Worldcoin in the name of cashing about US$50, currently about KES7,000. The Worldcoin joins many other cryptocurrency scams that have cost Kenyans billions so far. Last year,  in June 2022, which is just about 12 months ago, another cryptocurrency dealer called […]

This is one of the time-honored principles throughout human civilization –yet very few people ever get to actualize it. Personal financial experts & coaches talk about it every day, many of the finance books written have it.   Just why is it that soo many people never get it in their lifetime? Is there something about

Imagine if there was a place in the world where someone could pay some US$15,000, starting with a deposit of US$1000 and probably pay the balance in two instalments within 3 months. Then within a year, you get paid back at least a minimum of US$10,000 per year, with unlimited highly subsidised holiday travels around

Available data shows that the majority of people never go beyond average incomes to join the top cream of high-net-worth individuals. A small minority get to the level they are able to enjoy some basic comforts above the majority poor. This cycle is repeated from one generation to another. The question one is left to

Today I start with a quote from Theodore Roosevelt in 1899: ‘It is far better to dare mighty things, to win glorious triumphs, even though checkered by failure than to take rank with those poor spirits who neither enjoy much nor suffer much because they live in the grey twilight that knows not victory, nor

The road that leads to money and wealth success is one of the most lonely that only those who succeed know and understand best. If you dream of personal money success, then you must brave yourself for a solitary journey ahead. You must not be afraid of being alone, for this will surely be part

One of the definite things about life is the reality that one day each one of us shall face the age where active work will not be possible. The start date for this age will vary from one person to another depending on the type of work that one was engaged in during their active

The average person has big dreams for the future of their finances. However, the hard and sad reality is that very few ever make it to the top or realise their dreams. The question that begs for a candid answer is why things remain like this from one generation to the next. Why can’t as

Benjamin Franklin is quoted saying that “You should beware of small expenses because a small leak will sink a great ship”. This reality never downs on most of us but it has profound implications when it comes to your personal finances. Take for instance the heated ongoing debate about the housing levy targeting employee payslips