Financial Health

We are in that season of the year again when many of the SACCO members are about to witness the return on the labour of their savings. For many people, whether in formal or informal employment, SACCO savings is their only form of structured investment. Unfortunately, many folks use the dividends each year and the […]

One of the loneliest journeys that anyone walks in their adult life is on their finances. No matter what people may say or advise, the money choices are ultimately personal decisions. Each one of us will have to walk this journey alone no matter how close you think your loved ones or friends are close

This is officially the week of love. For love fanatics, it is the week when no cost is spared to indulge and spoil one’s object of love.  However, to those born in the village like me, the day means nothing much -just another day. Forgive my ‘ushamba’ but I only learned of the day of

We are already officially into the second month of the year as the days fly away. This past weekend I have been reflecting on the sophisticated simplicity of men known to have pretty deep pockets. At some point, I have wondered how it feels like to wake up one morning knowing that you have a

Human nature is born of fear over many things. We all have our fears and that is okay. However, we exist in a world of uncertainty about what tomorrow may bring. Many of our daily decisions have to be made within this cloud of the unknown.  How each one of us confronts this set of

Continuing from beautiful insights from John Mason’s book Imitation is Limitation, today I discuss another lovely quote from him: Many people overestimate what they can do in a year and underestimate what they can do in a lifetime. In another quote from Jean De La Bruyere states that: There is no road too long to

In the past several weeks I have been reading John Mason’s book titled: Imitation is Limitation. This is quite an interesting title and would recommend it to everyone who desires to do things differently. It is not only easy to read, but also the ideas shared in it are both quite thought-provoking and practical. The

The feelings and experiences for each one of us are usually varied each January; but the cycle usually repeats itself each year. For the majority, December incomes disappear with the Christmas festivities only for people to wake up when Njaanuary bills start knocking.  I can bet for the majority of people, rent & school fees

This is the final article for this page for 2023. Next week we take a break to take stock for 2023 before resuming again on 3rd January 2024, Inshallah! In this last article of the year, I would love to share about the power of taking time out to reflect, count on your achievements and

When we talk of financial literacy many assume it is just about counting money, doing a simple budget or just saving. It is much more than that. Many people would know about the three parameters above but are not necessarily financially literate. It makes a lot more difference when you have a good understanding of